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Consumer use of credit cards rose dramatically during the late 20th century, fueled in part by real estate price increases that made homeowners wealthier. With the recent drop in home values, credit card debt has become a serious problem.

Browse this collection agency directory for information about collection agencies in the United States of America. All directory listings include contact information, category tags, and website links.

A second mortgage, in the form of a home equity loan or home equity line of credit, may enable you to use your real estate equity for various purposes, including home improvement, college tuition, and debt consolidation.

A picture of freshly-baked chocolate chip cookies on a plate. Chocolate chip cookies were first concocted by Ruth Wakefield in 1939, and we owe her a debt of gratitude!

Equifax was founded in 1899 as Retail Credit Company. Its main purpose was to provide credit information to businesses.

MasterCard is a credit card company or, as it calls itself, an electronic payment industry.