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Consumer use of credit cards rose dramatically during the late 20th century, fueled in part by real estate price increases that made homeowners wealthier. With the recent drop in home values, credit card debt has become a serious problem.

Authorize is a gateway payment authorizer which allows businesses to accept credit card and electronic check payments through their web sites. According to the website, over 185,000 merchants use Authorize.

Discover Card is a credit card issued by Discover Financial Services. Since its inception in 1986, the company has grown to have over 50 million cardmembers. On the website, users can find out about the various kinds of discover cards available.

Evrsoft, founded in 1998, produces and sells software for web site designers. Their premier product, 1st Page, has been downloaded by over 30 million users. Evrsoft also produces software to allow credit card processing on websites.

MasterCard is a credit card company or, as it calls itself, an electronic payment industry.

U.S. Bank is the 6th largest commercial bank in the United States. It operates 2,512 banking offices and 4,870 ATMs. They offer a full line of banking services, including mortgages and investments.